Alexa Von Tobel Quotes

Powerful Alexa Von Tobel for Daily Growth

About Alexa Von Tobel

Alexa von Tobel is an American entrepreneur, financial expert, and best-selling author. Born on May 25, 1983, in Massachusetts, she was raised in a family that emphasized education, hard work, and innovation. After graduating from Harvard University with a degree in economics, she worked as a management consultant for McKinsey & Company before founding LearnVest, an online financial advice platform aimed at millennials, in 2008. LearnVest quickly gained popularity, attracting over two million users and becoming a trusted resource for personal finance education. In 2015, the company was acquired by Northwestern Mutual, where von Tobel served as the Chief Innovation Officer until her departure in 2017. In addition to her entrepreneurial endeavors, von Tobel is also a prolific author. Her first book, "Finance for Normal People: How to Get Rich Slowly" (2011), became a New York Times bestseller and has been translated into multiple languages. In it, she provides practical financial advice in an accessible and engaging manner. Her second book, "You Need a Budget" (2013), focuses on budgeting strategies for individuals. This book also became a bestseller and forms the basis of the popular budgeting software YNAB (You Need a Budget). Von Tobel's work has been recognized with numerous awards, including being named to Forbes' "30 Under 30" list in 2012. Today, she continues to advocate for financial literacy and empowerment through her writing, speaking engagements, and various entrepreneurial projects.

Interpretations of Popular Quotes

"I always say that the best way to predict your future is to create it."

This quote emphasizes personal responsibility and proactive decision-making in shaping one's future. It suggests that instead of passively waiting for events to unfold, individuals should actively work towards their goals and desires to ultimately determine the course of their lives. In other words, by taking control of our actions and choices today, we can influence the outcomes of tomorrow. This perspective encourages optimism, ambition, and self-reliance.

"It's never too late to learn, adapt, and grow."

This quote emphasizes that it is always possible for individuals to acquire new knowledge, adjust their behaviors or perspectives, and continue personal development regardless of their current age or life stage. It encourages a mindset of continuous learning, resilience, and adaptability, reminding us that we can always grow and improve, no matter the circumstances. This sentiment is particularly valuable in today's rapidly changing world where lifelong learning and the ability to adapt are crucial for success and personal fulfillment.

"Embrace failure as a stepping stone towards success."

This quote by Alexa von Tobel underscores the importance of understanding that failures are not setbacks, but rather opportunities for growth and learning. By viewing failure as a "stepping stone" on the path to success, one can cultivate resilience, adaptability, and the determination needed to achieve their goals. It encourages an optimistic and proactive approach to overcoming challenges, promoting personal and professional development in the long run.

"Your financial well-being is just as important as your physical health."

This quote emphasizes the inseparable nature of our financial and physical well-being. Just as we prioritize taking care of our bodies through exercise, diet, and medical checkups, we should also prioritize managing our finances responsibly. Financial stability contributes to peace of mind, reduces stress, and enables us to make informed decisions about our lives and futures. Ignoring one aspect of well-being can have detrimental effects on the other. Balancing both physical health and financial wellness is crucial for a fulfilling life.

"Success isn't about perfection, it's about progression."

This quote emphasizes that success is not achieved through perfection, but rather through continuous progression. It suggests that the pursuit of success should focus on making consistent progress, improving, learning, and adapting over time, rather than striving for an unattainable perfect outcome or state. The message encourages persistence, resilience, and a growth mindset in the face of challenges.

Kids can learn a lot about necessities and wants by recognizing what people live without. A common routine, but one that should not be overlooked, is having a family donation to a charity for those less fortunate. Ask your kids to search for items, toys, or clothes that they no longer use and contribute those items a collection box.

- Alexa Von Tobel

Use, About, Necessities, Collection

Bring your kids along next time you go to the grocery store and ask them to help find the price per unit for the general grocery items. By comparing brands and looking for the best prices, kids will get in the habit of looking for deals and understand the value of the dollar.

- Alexa Von Tobel

Best, Next, Bring, Brands

There are many random, unprotected sites online that appear safe to use and are ready to accept credit card information. You wouldn't give a stranger off the street your credit card information, so be extra cautious about who you are sharing it with online.

- Alexa Von Tobel

Use, About, Cautious, Sites

There is no denying that auto-bill pay is easier and more convenient than keeping track of and remembering to pay all of your bills each month, so it makes sense to use it for fixed expenses that you have approved and that you're 100% comfortable with.

- Alexa Von Tobel

Use, Your, Approved, Convenient

Automating some of your finances can be incredibly convenient and is a great way to save time, but automating everything makes it too easy to go on autopilot and forget to pay attention to your personal finances.

- Alexa Von Tobel

Finance, Pay Attention, Some, Convenient

I think of all my time as existing in 15-minute blocks. Most people think in terms of 30-minute chunks, but I've found that when I free up more time, I waste it.

- Alexa Von Tobel

Think, Waste, I Think, All My Time

Even if you feel like your debt is just never going to go away, think long and hard before declaring bankruptcy. Declaring bankruptcy means that getting a loan for anything will be next to impossible for the next 10 years.

- Alexa Von Tobel

Loan, Next, Away, Declaring

The fact is, women don't like to talk about money, let alone deal with it. Though we're killing it at work, earning more than ever, running our households, and making big-ticket decisions, too many women still worry they'll be judged by what they earn and how they spend it.

- Alexa Von Tobel

Fact, Deal, About, Households

We never intend to lose our jobs, break up with our live-in loves, or face any number of the curveballs life throws our way. But they happen all the same, so have a bailout plan just in case. Sounds corny, but I call this the 'freedom fund' because it gives you the freedom to get out of a jam without climbing into debt.

- Alexa Von Tobel

Life, Break Up, Our, Intend

By teaching twenty-something year olds responsible debt management practices, we can help them create a balanced lifestyle and find peace of mind through increased financial awareness, smart saving and long-term investing.

- Alexa Von Tobel

Year, Through, Increased, Practices

Manage your spending by creating and sticking to a budget.

- Alexa Von Tobel

Creating, Your, Spending, Budget

What's the point of creating a budget if it's not possible to follow through?

- Alexa Von Tobel

Creating, Possible, Through, Budget

While I strongly encourage my readers to take advantage of the Internet and social networking platforms to gain a greater understanding of their personal finances, it is extremely important to be safe, smart, and responsible when it comes to sharing, discussing, and managing your finances online.

- Alexa Von Tobel

Networking, Your, While, Platforms

A good financial plan is a road map that shows us exactly how the choices we make today will affect our future.

- Alexa Von Tobel

Financial, Will, Affect, Map

Your credit report should be 100% accurate, so make sure everything is entirely correct. If something doesn't look right, dispute it.

- Alexa Von Tobel

Sure, Dispute, Accurate, Report

When I was younger, I used to play mind games in which I'd try to finish tasks in minutes. My favorite was when I would shower, lay out my school clothes, then devour my dinner - in 15 minutes flat.

- Alexa Von Tobel

Play, Shower, 15 Minutes, Tasks

Make the most of online banking to make your life easier and keep your finances organized. Online banking is great because it offers quick, easy, 24-hour access to your checking and savings accounts.

- Alexa Von Tobel

Checking, Quick, Offers, Savings Accounts

As a wife, daughter, friend, and the founder and CEO of LearnVest, my schedule is anything but simple. But I learned early on how meticulously manage my time.

- Alexa Von Tobel

Wife, Founder, Learned, Manage

LearnVest provides women with the necessary tools and resources to manage their personal finances; its core mission, to positively contribute to society through education and, ultimately, the promotion of self-sufficient and financially aware women.

- Alexa Von Tobel

Education, Through, Manage

When you have a lot of money, there's so many places you can go to manage your money. But when you don't have money, mathematically you actually need a financial plan more. You can't really afford to make mistakes. So why is this such a luxury product?

- Alexa Von Tobel

Mistakes, Financial, Why, Manage

If you fail to pay your minimums for any debt on time, your credit score will take a major hit and you run the risk of seeing the interest rate on all of your cards go up. An easy way to remind yourself to pay, is to sign up to receive your statements via e-mail.

- Alexa Von Tobel

Cards, Run, Sign, E-Mail

At LearnVest, we're working to make financial planning both accessible and affordable so that everyone has the opportunity to get on track financially.

- Alexa Von Tobel

Affordable, Accessible, Financially

I always have Moleskine notebooks on my desk. I am a big journaler. Every day I write down where I went, who I spoke to and what it was all about. Richard Branson told me to do that.

- Alexa Von Tobel

Big, Spoke, I Write, Notebooks

Investing in renter's insurance is hugely worthwhile. It protects you from a whole load of financial pitfalls around your home. Your home should be the center of your sense of security - not the cause of you losing financial security.

- Alexa Von Tobel

Insurance, Hugely, Protects, Investing

Growing up in a family of doctors, I wanted to be a brain surgeon for a while. But ultimately, I get most excited about creating things, which is why I decided to become an entrepreneur.

- Alexa Von Tobel

Surgeon, Excited, Which, Entrepreneur

As a new entrepreneur, you need a stake in the game, but you can't risk it all.

- Alexa Von Tobel

Game, New, Stake, Entrepreneur

When I was planning LearnVest, everyone told me I had to talk to Ann Kaplan, one of the first female partners at Goldman Sachs. Within five minutes of our meeting, she totally got the idea - and by the time I left, she was a seed investor.

- Alexa Von Tobel

Seed, Idea, By The Time, Goldman Sachs

Without any formal personal finance instruction in our high school or college curricula, many college seniors who graduate in the red will continue to make common financial mistakes that only exacerbate their debt burdens.

- Alexa Von Tobel

College, Seniors, Exacerbate, Burdens

The time to save for the future is now. Thanks to compounding interest, the earlier you start putting money away for the future, the more you will save.

- Alexa Von Tobel

Will, Away, Putting, Compounding

If you're trying to diet, what do you do? You grab your two friends and say, 'We're going to the gym; let's do this together.' Money shouldn't be any different. If you're trying to make progress, if you're trying to save more, we really need to be able to get support.

- Alexa Von Tobel

Two, Save, Your, Grab

I do my workouts in the morning, and often I'll take someone from my team. The person I'm meeting with can pick the class, whether it's a spin or barre class, or going for a power walk. It's hard to run and talk - I haven't mastered that yet.

- Alexa Von Tobel

Run, Pick, Whether, Workouts

For many, graduation marks the end of formal student life - the end of long spring breaks and of thinking that a 10 A.M. class is far too early.

- Alexa Von Tobel

Graduation, Student, Breaks, Marks

My ultimate goal is to create operating systems for myself that allow me to think as little as possible about the silly decisions you can make all day long - like what to eat or where we should meet - so I can focus on making real decisions. Because mental energy is a finite quantity.

- Alexa Von Tobel

Focus, Allow, About, Operating Systems

It's important to have a really clear strategy so when you are in business, you only have to make micro-strategy changes.

- Alexa Von Tobel

Business, Changes, Clear, Strategy

I started LearnVest with a tiny savings account where I paid designers, technologists, and even bartered... Because I started with paying for things myself with my own savings, it sharpened my focus of how to spend money.

- Alexa Von Tobel

Focus, Own, How, Savings

I always encourage people to pay themselves first, so I really advocate setting up direct deposit for your paycheck and establishing an automatic transfer so that part of each paycheck goes straight into your savings account.

- Alexa Von Tobel

Part, Establishing, Direct, Savings

Without any formal personal finance education or trustworthy resources to tell them otherwise, the majority of people in the 18-to-24-year-old age bracket do not know how to use credit effectively, tackle debt or make wise decisions when it comes to spending.

- Alexa Von Tobel

Education, Tell, Use, Tackle

I'm proud that LearnVest is creating content that helps expectant moms tackle their finances. As much as possible, we hope to lessen the stress during what is said to be such a life-changing time.

- Alexa Von Tobel

Stress, Proud, Possible, Tackle

I go to bed at 2 A.M. and get up at 7 A.M. - I've never been a sleeper. But I definitely get sick every month-and-a-half.

- Alexa Von Tobel

Go, Bed, Been, Sleeper

It is critical that kids start to learn the value of money, short-term and long-term saving and budgeting at an early age.

- Alexa Von Tobel

Start, Learn, Critical, Early

The best advice that I can offer is that being proactive and a careful planner is key. Think about the major things that could shake up your financial life, and I'll bet there are some great ways to protect yourself.

- Alexa Von Tobel

Advice, Some, Shake, Proactive

I am so organized that it's dysfunctional. Everything has a place. I am a very visual person, so my environment is important to me. If my environment is messy, I can't think clearly. I don't like clutter. A clean desk is a clean mind for me.

- Alexa Von Tobel

Me, Clearly, Very, Organized

The most common reason new mothers return to work sooner than they'd like to is because they can't afford to go without their salaries any longer.

- Alexa Von Tobel

Reason, New, Sooner, Return

This isn't like cancer, where we don't know the solution. Financial planning is math. We have the answers, yet it's this huge cause of stress.

- Alexa Von Tobel

Stress, Financial, Like, Cancer

We all have pretty much similar dreams, and at the root of all those dreams is being able to be in control of your money.

- Alexa Von Tobel

Money, Pretty, Similar, Root

We're providing planning to a huge audience who's never had access to financial planners before. This was always my plan for LearnVest. It was in my very first pitch deck.

- Alexa Von Tobel

Always, Very, Providing, Pitch

Know the difference between your necessary and discretionary expenses.

- Alexa Von Tobel

Know, Difference, Necessary, Discretionary

I don't want to tell you what to buy. I just want to help you think about why you're buying it.

- Alexa Von Tobel

Help, Think, Want, Buying

Tax time is the perfect opportunity to jumpstart your spring-cleaning by tackling your financial to-do list.

- Alexa Von Tobel

Financial, Perfect, Tackling, Tax

A financial plan is a way to take all of the money advice you come across and figure out how it applies to your specific financial situation.

- Alexa Von Tobel

Financial, Advice, Figure, Specific

Personally, I am obsessed with my mom, and I would do literally anything for her.

- Alexa Von Tobel

I Am, Obsessed, Would, Personally

Losing your job is terrifying, but being prepared makes it so much easier.

- Alexa Von Tobel

Prepared, Terrifying, Makes, Losing

Flowers make me irrationally happy.

- Alexa Von Tobel

Flowers, Happy, Me, Make

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